A husband took the life insurance policy of his wife for ten years. After three years, the couple got divorced and latter on after three years, the wife died. Would husband get compensation from insurance company ? Give also reason for your answer.

The husband will get compensation from the insurance company.

Reason : In case of life insurance policy, the insurable interest must be present at the time of taking policy. The husband will get the compensation for the death of his wife even after divorce, if he is making regular payment of premium even after divorce.

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When should insurable interest be present in fire insurance ?

In fire insurance, fire insurance interest must be present at the time of taking of policy as well as at the time of loss of subject matter.
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What conditions are required to be fulfilled for getting claim for the damage arising out of fire under fire insurance ?

Conditions :

1. Fire means actual fire and ignition caused.

2. It should be accidental and not intentional.

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A transport company took an accident insurance policy for all its vehicles. A truck of that company carrying mangoes were unloaded from that truck and were reloaded to another truck. It took two days. During these two days, the mangoes got spoiled.
Will the company get compensation for the loss of mangoes from the insurance company or not ? Which principle is related with this case ?


The company will not get compensation because mangoes were not spoiled in accident. The mangoes got spoiled due to delay in unloading and loading. This case is related to the principle of Causa Proxima.
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Give characteristics of communication.

Characteristics of communication are as given :

(i) Communication involves interchange of facts and thoughts from one person to another to bring about mutual understanding.

(ii) Communication is a two-way process involving sending of a message and receiving the reaction to that message. One person alone cannot communicate.

(iii) Communication is a continuous or never ending process. A manager must always be in touch with his subordinates and superiors to get things done efficiently and effectively.

(iv) Communication is a pervasive function. It applies to all phases of management and to all levels of authority.

(v) The basic purpose of communication is to create mutual Understanding and unity of purpose. According to Keith Davis, the objectives

of communication is to provide the information, skill and understanding necessary for group efforts; and to provide the attitudes necessary for cooperative relationship.

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